Independent Capital Management, Inc.

Real Advice from Real People

As an independent full-service financial consulting and management firm, we are dedicated to helping our clients build wealth and preserve their hard-earned assets. Staffed by a team of experts with various financial disciplines, ICM offers a wide range of well-known products and services as it effectively guides clients through even the most complex financial situations.  We recommend only those products and services that can be tailored to suit our clients' unique needs.

Drew Marloe, President and CEO: "At ICM, we offer our clients a unique combination: independent professional advice along with a personal touch.  That's what we call Real Advice from Real People.  For instance, we prefer not to do business over the phone.  Instead, we like to meet in person, discuss things face-to-face and educate clients on where they are and where they could be.  Areas we focus on include retirement planning, college education planning, estate planning and insurance, as well as real estate through our ICM Lending division.  Our experience and expertise are broad enough that we can help with just about any financial concern a client may have."


Independent Capital Management on Forbes MagazineClick to read about ICM's Advantages of Independence as seen in Forbes Magazine.


 

Independent Capital Management, Financial ServicesClick to read about ICM's Continual Growth and Commitment to Building a Strong Team of Advisors.



 

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Calculators

Savings Accumulation

Estimate the future value of your current savings.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

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Newsletters

HOT TOPIC: Breaking Down the Proposed FY 2013 Budget

The 2013 budget released by the White House on February 13 contains proposed fiscal measures that could affect the business and investment climate, the income tax code, and government spending. Considering that Congress will debate and discuss the budget in detail, many of these measures are unlikely to become law as proposed, but they may indicate future developments.

What Do Price/Earnings Ratios Really Have to Offer?

It's not hard to find the price/earnings ratios of publicly traded companies or even the market as a whole reported in the news. Unfortunately, it may be difficult to understand what the numbers mean without the ability to make meaningful comparisons.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

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