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Buying a home can be one of the best investments you can make. History has shown that home ownership can potentially assist in financial security, tax advantages and the lifestyle we cherish as The American Dream.
Today, there are more ways you can own and finance a home than ever before. Still, some people hesitate because of the unknown. How much can I spend on a house? Are home prices too high? What type of loan should I get? How much money do I need for a down payment?
The truth is that buying a home doesn’t have to mean worry and confusion. The key is to select an advisor who understands your financial needs, and understands you.
Independence is an important difference
ICM takes a down to earth approach with customers by focusing on service rather than selling. As an independent company, ICM doesn’t have its own products to promote like many other companies. So there’s no pressure to promote a certain type of mortgage. Rather than “sell” you something, we want to understand your individual situation. Once we know your needs and goals, we can guide you to a mortgage solution that is right for you. You can count on ICM mortgage professionals to be trusted advisors who can simplify and explain the process. They will work with you over the long haul, as you begin the process all the way through the close of escrow.
Which one is right for you?
ICM offers several types of mortgages:
- Fixed-rate
- Adjustable-rate
- Interest-only
- Jumbo
- Home purchase or refinance
How do you go about choosing the right mortgage? It all comes down to your goals, plans and unique financial situation. We will sit down with you and understand your financial picture. As experienced professionals, we know what to ask and how to make things work for you. Is this your first home purchase? How much do you have to apply towards a down payment? Is it a second home or investment property? Once we’ve listened and really gotten to know you, we can customize a mortgage just for you.
For more information, visit www.ICMLending.com
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