Wealth Accumulation and Management

ICM works with clients to implement goal-based planning solutions to help you increase your net worth through consistent savings, debt management, risk mitigation, tax efficiency and comprehensive wealth management strategies.

We work with a wide spectrum of clients in various stages of financial planning. Whether you are just starting to save and create wealth through budgeting, saving, and debt reduction, or if you have established a plan that needs to be enhanced through professional management to mitigate taxes and preserve your wealth, our team has professionals who can help you.

Retirement Planning

We will help give confidence in your investments so you can enjoy every aspect of your life, now and in the future. We will assess your current income and your desired income, then make adjustments based on inflation and your target retirement age in order to assess the potential amount of money you will need at retirement. Our financial professionals work with all the retirement plan options, including IRA's, TSA's, SEP’s and 401k’s. We will customize a plan to help you with all of your needs.


Insurance Protection

Creating an insurance plan for your family can be confusing and frustrating. Your ICM representative can help you avoid the potential problems and design a custom plan that fits your needs and budget. We will help you understand the benefits and features of universal life, term insurance, return of premium term, and universal life with living benefits and long term care solutions. Working together, we can create precisely the kind of life insurance plan you need.


Real Estate & Mortgage

Owning property can provide tax advantages and diversification to your overall portfolio of wealth. Since your home and investment properties can often be your biggest asset, and potentially your biggest liability, it is important that you understand how it fits into your financial plan. Through or Real Estate and Lending Division, we can help make sure your real estate holdings are titled, financed, and positioned in a way that is suitable for your goals.

Real Estate & Mortgage


College Savings

Your ICM financial advisor will help you create smart strategies such as the College 529 plan and the Coverdell IRA for college education savings. These plans help you start building assets for your children’s educational expenses now, while time is on your side. Contact your ICM representative today to learn about plans that allow for tax-free accumulation of assets used for education expenses.


Estate Planning

As you build your wealth it is important that you take steps to preserve it and transfer it efficiently. We can educate you on the different types of tools that can be used to create a comprehensive plan from wills and living trusts to irrevocable trusts and advanced planning solutions. Your ICM advisor will put the differences in simple terms and help you develop a smart plan through attorney referrals to pass your assets to your heirs.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck