Rich Frank

Rich Frank

Financial Advisor

Phone: 805.484.1011 ext 130
Fax: 805.484.0420

As a Registered Representative with SagePoint Financial and Independent Capital Management Rich helps individuals and small businesses to develop and implement retirement, savings and insurance programs.  Because every person, family or business has their own unique economic situation and financial goals, Rich customizes his recommendations based on his clients’ unique needs.  Helping clients to achieve their financial goals is his highest priority.


Rich retired from the United States Navy as a Commander.  As a Surface Warfare and Joint Service Officer he served at sea in Destroyers and Salvage ships, both above and below decks, East and West Coasts.  Ashore he served on the Joint Staff at the Pentagon during Desert Storm; with the Military Sealift Command (to bring everything back); and was in charge of the Gas Turbine Engineering School in Newport, RI.  Rich’s experience in the Navy has been instrumental in allowing him to analyze clients’ financial situations, examine the options and to recommend a course of action.


Rich and his wife RoxAnne have lived in and traveled all over and moved back to California 15 years ago.  They have been married for 30 years and have two daughters, a son, a cat, and a bird.  Rich officiates youth soccer matches (AYSO), teaches classes for new referees, works with the Boy Scouts and facets rough stones into gems.


Independent Capital Management is a privately owned financial services company with offices in California and Nevada.  ICM works closely with their broker/dealer, SagePoint Financial, to offer a large assortment of financial products to our clients.  Because Independent Capital Management is totally independent of any specific investment company, Rich has tremendous flexibility to recommend the financial vehicles that best fit his clients’ goals and objectives. 

Richard Frank, CA Insurance License # 0E54719.  Securities are offered through SagePoint Financial, Inc., a registered broker dealer and Member FINRA, SIPC. Independent Capital Management is not affiliated with SagePoint Financial, Inc. or registered as a broker/dealer.