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ICM Mortgage Lending Services

Visit our Lending Division's Website www.ICMLending.com

Professional Mortgage Advice with a Human Touch

History has shown that home ownership can potentially assist in financial security, tax advantages, and long term wealth accumulation.

Today, there are more ways you can own and finance a home than ever before, yet, some people hesitate because of the unknown. The truth is that buying a home doesn't have to mean worry and confusion. The key is to select an advisor who understands you and your financial needs.

Independence is an Important Difference

ICM Lending builds relationships with clients by focusing on service rather than selling. ICM Lending is an independent company. We are not limited to offering proprietary products, and we can advise you on your options without any conflicts of interest. Rather than "sell" you something, we want to understand your individual situation. Once we know your needs and goals, we can guide you to a mortgage solution that is right for you. You can count on our mortgage professionals to be trusted advisors who can simplify and explain the process.

Which Loan is Right For You?

How do you go about choosing a suitable loan program? It depends on your goals, objectives and unique financial situation. We will sit down with you and understand your financial picture. As experienced mortgage professionals, we know what to ask and how to find solutions that are suitable for you.

Securities offered through SagePoint Financial, Inc., a registered broker dealer member FINRA/SIPC. Investment advisory services offered through Independent Capital Management, Inc. a registered investment advisor, not affiliated with SagePoint Financial, Inc. Certain insurance products offered through Independent Capital Management (ICM). ICM Real Estate DBA ICM Lending is a wholly owned subsidiary of ICM. ICM is a separate company from SagePoint Financial, Inc.

This communication is strictly intended for individuals residing in the states of AL, AZ, AR, CA, CO, DC, FL, GA, ID, IL, IN, KS, KY, MD, MA, MI, MN, MO, MT, NV, NH, NJ, NM, NY, NC,OK, OR, PA, RI, TN, TX, VT, VA, WA, WV, WI, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

IMPORTANT CONSUMER INFORMATION

A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.