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Fany Marissa Hirales

Phone: 619-282-1182
Fax: 619-282-3219

Marissa Hirales is a financial services specialist with ICM and a Registered Representative of Sagepoint Financial. Marissa was raised in Mexicali, Mexico and has a Finance Degree from Instituto Tecnologico y de Estudios Superiores del Occidente in Guadalajara, Jalisco. She currently holds Series 6, 63 registrations and California Life and Health Agent Licenses. . Marissa is a member of the LeTip Bonita Chapter where she represents the Life and Health Insurance category.

Marissa teaches the importance of having a financial plan in order to achieve certain goals. She specializes in designing financial strategies to protect her clients from unnecessary risks, loses and taxes.

Being 100% bilingual, Marissa truly enjoys reaching out to the hispanic community and educating them on all the available programs. By teaching them how to take advantage of these vehicles, she enables her clients to reach financial independence.

According to Marissa, “ Education is the most important factor. When my clients are truly informed on the investments they have, the markets, and the opportunities out there we are able to improve their finances dramatically. My general philosophy is Improvement through Education.”

F. Marissa Hirales
Financial Services Specialist
Independent Capital Management, Inc.
Registered Representative
SagePoint Financial, Inc.
Phone:(619) 282-1182 or (619) 208-5315
Nextel ID: 152*163113*10
Fax: (619) 282-3219
fhirales@sagepointadvisor.com

Securities offered through SagePoint Financial, Inc., a registered broker dealer member FINRA/SIPC. Investment advisory services offered through Independent Capital Management, Inc. a registered investment advisor, not affiliated with SagePoint Financial, Inc. Certain insurance products offered through Independent Capital Management (ICM). ICM Real Estate DBA ICM Lending is a wholly owned subsidiary of ICM. ICM is a separate company from SagePoint Financial, Inc.

This communication is strictly intended for individuals residing in the states of AL, AZ, AR, CA, CO, DC, FL, GA, ID, IL, IN, KS, KY, MD, MA, MI, MN, MO, MT, NV, NH, NJ, NM, NY, NC,OK, OR, PA, RI, TN, TX, VT, VA, WA, WV, WI, and WY. No offers may be made or accepted from any resident outside the specific states referenced.

IMPORTANT CONSUMER INFORMATION

A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

The Inc. 500 is ranked according to percentage revenue growth for four years. Additionally, they have to be US based, privately held, for profit, and independent -- not subsidiaries or divisions of other companies. ICM was named to the Inc 500 in 1996 and 1997.